Welcome to my blog on St. George Island.


Feel free to email me any time!  Use the "Find Your Property" tab above to do a search through all properties listed for sale on St. George Island, Apalachicola, Eastpoint, or anywhere within the local MLS.

Thanks!   --Susan

Latest Blog Entries:
- Jun 15, 17 - Our Team Grows Again!
- Apr 15, 17 - Great spring on St. George!
- Mar 25, 16 - Same Happy Faces, Same Great Service, Brand New Office!!
- Dec 16, 15 - Winter Time at the Beach
- Aug 22, 15 - Go Big at the Beach!
- Mar 05, 15 - Best real estate deal in Apalachicola
- Jan 15, 15 - Best real estate deal on St. George Island
- Sep 24, 14 - Releasing Re-habbed Kemps Ridley Turtles on St. George Island
- Jun 05, 14 - Yes, the Beach is Lovely, but Oh the Bay, the Bay
- Apr 09, 14 - St. George Island Cottage Getaway
- Dec 28, 13 - Year End Stats
- Oct 12, 13 - Palm Beach Celebration!
- Jun 27, 13 - The next best thing about red snapper....
- Jun 26, 13 - Snapper fishin' w Grayson Shepard
- Jun 20, 13 - Beachfront beauty on St. George Island
- May 29, 13 - Full moon rising
- May 20, 13 - Lighthouse on St. George Island
- May 15, 13 - Plein Air 2013 on the Forgotten Coast
- Feb 09, 13 - Recap of 2012 sales
- Dec 27, 12 - Real estate is moving on St. George Island
- Nov 28, 12 - Open house was great!
- Nov 17, 12 - Open House for the office
- Jun 30, 12 - Sea cucumbers
- Jun 27, 12 - Update from St. George Island, post TS Debby
- Jun 27, 12 - Beach shots pre and post TS Debby
- Jun 27, 12 - An Apple office, by candle light
- Oct 11, 11 - What a year
- Oct 10, 11 - Looking for MDs on St. George Island, Apalachicola, Franklin County, Florida
- Oct 05, 11 - Wakulla Springs day trip
- Nov 16, 10 - End of season Report on sea turtles on St. George Island
- Oct 19, 10 - Foreclosures on St. George Island
- Jul 22, 10 - Reopening fishing
- Jul 18, 10 - No oil on St. George Island
- May 03, 10 - First Turtle Walk of the Season (for me) on St. George Island
- Apr 19, 10 - Should you go for a short sale?
- Apr 19, 10 - What season are the bugs out on St. George?
- Nov 21, 09 - What is selling in Three Hundred Ocean Mile on St. George Island?
- Nov 09, 09 - Tropical Storm Ida NOT
- Oct 21, 09 - Commercial property in Apalachicola, for developers
- Oct 16, 09 - Last turtle nest of the season for me
- Oct 16, 09 - Does THREE make a trend?
- Sep 11, 09 - What's selling on St. George Island
- Sep 11, 09 - What's selling on St. George Island, continued
- Sep 01, 09 - Snow sand from Claudette
- Sep 01, 09 - Bottle on the beach
- Sep 01, 09 - Terns on St. George Island
- Sep 01, 09 - Turtle nest do's and don't's on St. George Island
- Sep 01, 09 - Turtle nest do's and don't's on St. George Island, continued
- Jun 29, 09 - Sea turtle visit at dawn
- Jun 29, 09 - Sea turtle visit at dawn, more pictures
- Jun 01, 09 - Dawn with the birds on St. George Island
- Jun 01, 09 - Short Sales on St. George Island
- May 24, 09 - What is selling on St. George Island?
- May 24, 09 - What's selling in Apalachicola?
- May 21, 09 - beach find demystified on St. George Island
- May 21, 09 - First turtle nest on St. George Island
- May 21, 09 - Sunrises on St. George Island
- May 16, 09 - Beach find on St. George Island
- Apr 26, 09 - Ground level, St. George Island
- Apr 26, 09 - St. George beach visitors
- Apr 26, 09 - Up 65
- Mar 29, 09 - I'm baaackkk
- Jan 27, 09 - Time to get back, get back, get back to where you once belonged?
- Jan 19, 09 - Cash flow neutral on St. George Island???
- Jan 13, 09 - Cement block houses on St. George Island
- Jan 06, 09 - Beachfront on St. George Island for under $1M
- Jan 05, 09 - Trip to Black's Island
- Jan 01, 09 - Price it right, and they will come....St George Island and Dog Island real estate bargains
- Jan 01, 09 - St. George Island Lighthouse in autumn sun
- Dec 17, 08 - Bay front real estate on St. George Island
- Dec 10, 08 - Continuing autumn color, north Florida panhandle style
- Dec 05, 08 - A LOT of value on LOTS on St. George Island
- Dec 02, 08 - Excellent closing in St. George Island's Plantation
- Nov 04, 08 - St. George Island real estate is selling!
- Oct 31, 08 - Fall in northwest Florida panhandle
- Oct 22, 08 - Final turtle report of the season for St. George Island
- Oct 07, 08 - St. George Island turtle season comes to an end for 2008
- Sep 22, 08 - Another storm skirts by us on St. George Island
- Sep 22, 08 - The sky, the sky, above beautiful St. George Island
- Sep 22, 08 - More stuff on the St. George Island beaches
- Sep 22, 08 - And, flowers, both common and weird, on St. George Island
- Sep 22, 08 - Good St. George Island end-of-year real estate deals are EVERYWHERE
- Sep 05, 08 - Vacant lots for sale on St. George Island
- Sep 04, 08 - Beach stuff after the storm on St. George Island
- Sep 01, 08 - High surf on St. George Island post Gustav
- Aug 31, 08 - High surf on St. George Island before Gustav
- Aug 20, 08 - Townhome on the East End on St. George Island for sale
- Aug 20, 08 - Offers being floated for St. George Island real estate....
- Aug 19, 08 - More waterspouts on St. George Island - no damage
- Aug 18, 08 - What IS this bug???
- Aug 17, 08 - Power on its way back on for St. George Island + nest evaluations
- Aug 15, 08 - Waterspout takes out four power poles on St. George Island
- Aug 12, 08 - Another nice listing on St. George Island for under $300K
- Aug 11, 08 - What is under contract right now on St. George Island?
- Aug 09, 08 - Dolphins feeding in the quiet waters off St. George Island
- Aug 06, 08 - A house on St. George Island for under $300K??
- Aug 05, 08 - Adele Hungerford, interior design QUEEN
- Aug 03, 08 - The longest crawl yet
- Aug 02, 08 - Another lucky day + bayside real estate picks on St. George Island
- Aug 01, 08 - Sections of St.George Island
- Jul 31, 08 - A stormy sunrise and a lucky find on St. George Island
- Jul 30, 08 - Five homes on St. George Island for under $500K
- Jul 29, 08 - Counting and recording data on sea turtles on St. George Island
- Jul 28, 08 - Beach access on St. George Island + hatchout!
- Jul 26, 08 - Short sales and foreclosures on St. George Island
- Jul 25, 08 - St. George Island real estate and sea turtles?

I'm baaackkk



03/29/09
OK, well nothing like travel through a good worm hole in life to get you all set for spring. Sorry for the gap in blogs - I've had my hands full with several short-fuse contracts, one of which is now closed, and another that is supposed to close next week. The market has been very active this past month. The feeling among buyers is definitely that the deals are ripe for the picking. Financing is finally loosening up a bit, but most folks are doing cash transactions still, which is the way to go if you can.

Another piece of excellent news is that I have partnered with Jerry Thompson, THE top realtor in this area, and we now both have our licenses with Prudential Shimmering Sands, who bought out the old Prudential company here on St. George Island the first of the year. So, changes are happening with our business as well. Jerry and I can see this big swing in the market coming, and we have joined forces to be in the best position possible to capitalize on it for our clients. He works primarily with sellers while I continue to work mainly with buyers as I always have, but we switch it up enough to keep things interesting, and we double-team the situation when needed.

Mary Agnes Stephens also works with us as licensed assistant and transaction coordinator and she keeps all the plates spinning on the ends of the sticks - she is a pro from the word go.

All that plus a little emergency laser eye surgery thrown in for good measure (I'm fine) and volunteering for Chili Cook-off and things are just rocking and rolling here.   

So, what's going on with our market? Well, we've got a lot of short sales and they are still TOUGH to get through the banks. It takes a very special brand of patience and persistence to make one work - you've got to be sure it is THE house for you, otherwise, it will be easy to lose momentum and walk away.

The bank foreclosures are trickling through the system, not flooding, and the banks are pretty hard-nosed about pricing them right on the market. They do their homework, and are willing to take small discounts to get them sold, but there's not much flexibilty once they set their price. Because they are so good at being sure they price them at some reasonble discount off market value, they are being snapped up by buyers pretty much as they come onto the market. We do not have a large inventory of bank-owned properties because of this - they sell.

The trend for banks to put their properties up for online auction is continuing as well, and the success all depends on their handling of their reserve bid. Sometimes the bank doesn't end up taking the bid of the winning bidder!

So, the true sleeper deals continue to be the properties that are owned by individual owners, bought long enough ago that there is still room for profit, and so that they can make a decision to sell independent of a looming short sale. Buyers and sellers in these situations can freely negotiate the offer and counter-offers until they agree on a terms, and proceed to closing. Everyone is happy that way.

Hope your spring is off to a great start - we've got the dedication of the lighthouse coming up next weekend, and spring break weeks are rolling by with lots of visitors in town as the various schools have their breaks. It's blue skies and light winds for the most part, still a little cool for swimming (unless you are from Canada or you can see Canada from your front porch), but just perfect for biking, walking the beach and getting a little work done in the yard...

The top picture above is by Ron Dickey, taken from the lighthouse during Chili Cookoff the first weekend of March - we had quite the crowd.

The bottom photo is right here at my house, a little geranium that seems intent on making me happy even though I've neglected it badly over the winter...

st george island real estate



140 West First Street, St. George Island, FL 32328 - (850) 323-0092
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